Loan applications historically have proven to be stressful in most cases, especially due to basic errors made by both lenders and applicants. When applying for loans, it’s important to avoid certain mistakes that could potentially impact your chances of approval or lead to unfavourable terms. Below are some common loan errors to avoid: Avoiding these…
Hey there! Happy New Month and cheers to a successful Q3. While the road to financial freedom may seem daunting, it is entirely attainable with the right mindset, strategies, and a commitment to long-term planning. It signifies the ability to live life on your terms, free from the constraints of financial stress and limitations. In…
Financial security and stability are essential factors to leading stress-free lives and achieving long-term goals. Focusing on building a solid foundation of savings and adopting smart financial practices can greatly contribute to your overall well-being. This article presents a collection of practical savings and finance tips that can help you manage your money effectively, plan…
Effective loan management is crucial for maintaining financial stability and achieving long-term goals. Whether you have a student loan, mortgage, car loan or any other form of debt, developing a well-devised repayment strategy can help minimise stress, save money and maintain a positive credit history. In this article, we will discuss effective strategies for loan…
The history of Ajo or traditional “Group Savings”, although not well documented is a common practice widely adopted across the continent. Ajo was majorly popularised in Africa as a result of the expansion of urbanisation and informal settlements which raised the need for easily accessible finance and credit services. The evolution of modernism over the years has…